Finding Better Jewelry

Shopping For An Investment? 6 Questions About Fine Jewelry

by Cody Day

What do you need to know about fine jewelry? Whether you're shopping for an engagement ring, a wedding band, or a statement necklace, or you're just ready to make your first substantial investment in an accessory, take a look at the top questions clients have about jewelry.

Is Gold the Only Metal To Choose?

No, you don't need to select a gold band, chain, or bracelet. Even though traditional yellow gold is a popular option, investment jewelry doesn't always include this precious metal. Other metal options include rose or white gold, silver, platinum, titanium, tungsten, and palladium. 

How Should You Choose A Metal?

There isn't a one-size-fits-all metal for every person or every piece of jewelry. The type of metal you select depends on a few factors. These include your personal preferences (color and style), durability-related issues, your jewelry budget, and the type of item you plan to buy. If you've always chosen classic yellow gold or don't know much about alternative options, such as titanium or palladium, talk to a fine jewelry store professional. These specialists can help you to learn more about the options and provide you with examples of the metals. 

Does All Fine Jewelry Include A Gemstone?

The answer to this question is also no. While some rings, earrings, necklaces, bracelets, and other pieces do include gems, you don't necessarily need to incorporate diamonds or other stones into your jewelry design. Some pieces are made from solid metals that are shaped into intricate designs, have classic lines, or are contemporary styles. 

What Types of Gemstones Can You Include?

Diamonds are a time-tested standard for engagement and wedding rings. But this doesn't mean you always have to set a crystal clear diamond into an investment item. Along with diamonds, other precious gemstones can add to the overall aesthetic of the piece. These may include your birthstone or any other gem that you enjoy.

What Types of Settings Can You Choose From?

Like metals and gemstones, you also have setting choices. According to the International Gem Society (IGS), common settings include pave, hammer, cluster, marquise, wrap-tite, bar, rose head, buttercup, channel, prong, and bezel options. The type of setting you select depends on your personal preference, the gem (size, shape, and type), the item (ring, earring, necklace, or bracelet), and the overall design or structure of the piece. 

Which Combination of Metal, Gem, and Setting Is the Best Choice?

There's no universal answer to this question. The combination you choose depends on the aesthetic you want to achieve, the occasion, and your feelings about the piece. Some people prefer a simple selection with a classic look, while others like the idea of a complex or creative combination. 

For more information about fine jewelry, contact a local jewelry store.